You sweat the regulatory changes, the day-to-day questions that keep you up at night wondering if you missed anything for the compliance exams.
We get it, because we know what it’s like to face that regulatory exam alone – without a knowledgeable guide, without someone to help identify potential risks. You are the reason Miller & Cherry Regulatory Consulting exists.
As seasoned regulatory experts, we are dependable partners who walk with you, providing personalized service, unparalleled integrity, and timely responses and reports, all designed to prepare your community bank or credit union for a successful exam. You will be kept current with changing regulatory requirements, be provided training and assistance in answering audit questions, and have the confidence that comes from the assurance that we’ll be with you every step of the way.
We provide assistance in responding to examiner request lists to prepare for an exam; assist in resolving enforcement action in BSA and any Compliance area including conducting BSA look-back reviews, HMDA reviews, flood insurance reviews, fair lending reviews and issues, and compliance reviews and issues. We have staff that can assist on-site or off-site.
We have experience conducting Look Back for BSA concerning potential SARs. We conduct independent testing (Validation Testing) of the validity of Interdict BSA Software, either stand alone or in conjunction with BSA Audits.
Roger retired from the FDIC with 26 years experience as a bank examiner (safety and soundness and compliance) and he has 26 years experience as a Compliance Consultant for banks.
Paula Cherry has a total of 35 years in the banking industry. She has served in the capacity of Director of Risk, Sr. Compliance Officer, and BSA Officer. Paula has 15 years of experience in her current capacity as a Compliance Consultant and Auditor. She holds the CRCM designation.
Miller and Cherry Regulatory Consulting Services has over 30 bank clients in Louisiana, Montana, Kentucky, and Tennessee that are regulated by the FDIC, FRB, and OCC. We have added Data and Program Validation (Integrity Testing) of BSA Software for banks using software such as BAM, FiServ BSA/AML Risk Manager, YellowHammer, and Patriot Officer and others, that is now being required by examiners. We have conducted BSA Look Backs to determine if SARs appear to be needed, required or recommended by Regulators.
As our clients, you can expect timely e-mail and telephone response with support in resolving any compliance issues and to assist with polices and procedures.
Miller & Cherry is prepared to help you with all your compliance needs. We value building reliable partnerships with our clients. Contact us today to discuss your tailored menu of compliance services.